Patriot Act Notice - To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. For purposes of this Act, account shall be understood to include loan accounts and other ongoing relationships.

Tracking - At Montgomery Mortgage Capital,you can browse our pages anonymously. During your visits to our site, we track your computer's IP address, which provides anonymous usage information such as which pages are visited most frequently, and in what order you visit our pages. We use this information to constantly improve your user experience. Additionally, we track what browser (i.e. Internet Explorer) you're using to address any compatibility issues.

Mortgage Application - In order to process your mortgage loan application, we collect information including name, address, social security number, assets/liabilities, property location and value, and Realtor/relocation agent. If you apply for a mortgage loan, we may request your credit card number over the phone, which we may provide to an approved appraiser when we order your appraisal for you.

E-mail Address - There are several functions on our site that allow you to opt-in to receive e-mails from us such as rate alerts which automatically notify you when a given rate becomes available. Once you've chosen to be updated by our e-mails, you can opt-out at any time simply by replying to our e-mails with a note to remove you from this service or by choosing our remove feature available on the site.

When you setup a borrower account, you will select a password to use and will also be required to answer an additional security question. You will need this password to access your personalized borrower Web page. If you misplace or forget your password you may gain access using the correct answer to your additional security question.

Once you've applied with Montgomery Mortgage Capital,your information is ONLY shared with those parties who are directly involved with the loan process such as bank underwriters, appraisers, and escrow companies, and your authorized agents, such as your real estate agent and attorney.

Information Sharing With Unaffiliated Third Parties - Unlike some other mortgage companies, Montgomery Mortgage Capital,does not sell customer lists or other information about our customers to unaffiliated parties. Moreover, we do not in any manner share customer information with unaffiliated third parties except as described below or as otherwise expressly permitted by law.

In order to efficiently and cost-effectively market our own services, we contract with companies providing marketing and solicitation services, such as printers, marketing fulfillment firms and other companies. As part of these activities, we may provide limited information about our customers to such parties. In addition, we may occasionally engage in joint marketing with unaffiliated financial institutions for various financial products and services (such as home owners insurance) that Montgomery Mortgage Capital, does not offer on its own, but we think will be of interest to our customers. In such cases, Montgomery Mortgage Capital,will always be identified in the joint marketing materials or solicitation. We may disclose all of the information we collect (described in "What information do we collect" above) to the companies that perform marketing services on our behalf or to other financial institutions that have joint marketing agreements with us. Our agreements with these companies are subject to confidentiality provisions and restrictions that prohibit using the information beyond the performance of the specified services or in connection with the jointly marketed product or service.

In order to develop and maintain leading edge technology to increase our level of service, we contract with companies providing technology and software development services, such as ASPs and other companies. Our agreements with these companies are subject to the strictest confidentiality provisions and restrictions that prohibit using Any technology service providers that

Rest assured that even if you are no longer a customer of Montgomery Mortgage Capital,we will continue to treat the information we have with the same level of confidentiality.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your personal information, as expressed in this Privacy Policy. This Privacy Policy applies to individual consumers. We reserve the right to amend the policy at any time.

At Montgomery Mortgage Capital,we are committed to the highest standards of privacy. If you have other questions regarding our commitment to privacy you can contact us by:

Phone - (877) 668-4679

E-mail - info@mccmortgage.com